Blog
This is where we share insights on what's happening in the financial world, tackle common questions about retirement and investing, and provide practical tips to help you on your financial journey. Our goal is to empower you with knowledge and clarity, so you can make informed decisions with confidence.
Take a look around—we hope you find something that helps you move closer to your goals.
Convenience is not the same as strategy
Technology has made financial information more accessible than ever. You can generate an investment allocation in seconds. You can ask AI to estimate retirement needs. You can download templates, calculators, and tax projections with a...
Read MoreCreative Ways to Inspire the Next Generation
Now is a perfect time to focus on financial literacy—a crucial skill that can help almost everyone.Remember those early money lessons, perhaps with a childhood piggy bank. This is a great opportunity to reflect on how those experiences...
Read MoreYour Quarterly Medicare Newsletter: Medicare Coverage When You Travel
Medicare Coverage When You TravelFor those with Medicare, understanding how your coverage works when you're away from home is essential. Whether you're traveling domestically or internationally, here's what you need to know about...
Read MoreA Simple Way to Measure Your Financial Confidence
Financial confidence doesn’t always come from knowing more; often, it comes from having clarity about where you stand and what decisions lie ahead. If you’ve ever felt uncertain about your financial direction, you’re not alone.One of...
Read MoreChart of the Month | Keep Your Eye on the Horizon
Portfolio changes should be driven by what's happening in your life, not by what's happening in the world. This month's chart is a reminder of why. 76 Years of HeadlinesThe S&P 500 has weathered oil embargoes, a pandemic, and plenty of...
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Take on Your Tax Season with Our Last-Minute Tax Preparation Tips
As Tax Day approaches, we understand the pressure many of you might be feeling to get everything in order. Whether you've been caught up in life's demands or simply need a bit of guidance to help you make the most of your tax situation...
Read MoreHow to Adjust Your Financial Plan for Recent Tax Changes
Recent tax law updates may have quietly shifted the landscape for your financial plan, and if your plan hasn’t been reviewed recently, you might be leaving money on the table or exposing yourself to unexpected tax burdens.For...
Read MoreTips to paydown your mortgage faster, while still investing for the future
We understand the urge, especially during uncertain economic times. If you could just “pay off that mortgage,” you would feel much better about your financial situation. But then there’s the idea that time in the market and the ability...
Read MoreThe Inflation Numbers We Feel
Inflation hits differently depending on where your money goes. This month's chart, built from Bureau of Labor Statistics data, tracks 25 years of price changes across three personal spending categories and compares them to headline CPI...
Read MoreHow to Make 2026 the Year You Feel Confident About Money
Feeling confident about money doesn’t mean having everything figured out. It means knowing where you stand, understanding your options, and feeling in control of your decisions, even when life changes, which it inevitably always seems...
Read MoreUnderstanding Your Personal Balance Sheet: A One-Page Snapshot of Your Financial Life
A personal balance sheet is one of the simplest yet most effective tools for understanding your financial situation. Think of it as a snapshot of everything you own, owe, and ultimately control at a specific moment. Unlike a budget,...
Read MoreTake Two Minutes to Check Your 401(k)
Even with strong retirement plans, employer matches, and access to education, many employees still aren’t taking full advantage of one of the most valuable workplace benefits available: the 401(k).A recent survey of eligible employees...
Read MoreTips to paydown your mortgage faster, while still investing for the future
We understand the urge, especially during uncertain economic times. If you could just “pay off that mortgage,” you would feel much better about your financial situation. But then there’s the idea that time in the market and the ability...
Read MoreStart the Year with a Clear Financial Plan, Before the Window Closes
As we begin the year, many people feel motivated to “get organized” financially, but far fewer take the step of translating that motivation into a clear, actionable plan.In today’s environment of changing markets, economic uncertainty,...
Read MoreAre AI Stocks in a Bubble?
With AI stocks experiencing price swings lately, charts like the one below have been circulating that compare the Nasdaq 100 (showing data from 2022 to the present) with historic bubbles.Recent publications may want you to look at...
Read MoreFinancial Detox: Streamlining Your Finances for a Prosperous Year
As the new year begins, it's an ideal time to review your finances and set a path toward improved financial health. If you're a client of a financial advisor, consider these strategies to simplify your budget, set goals, and develop...
Read MoreWhen Is It Time to Open a Roth IRA?
As your income and assets grow, the question is no longer just how much you’re investing, but where those dollars should live for maximum long-term efficiency. One of the most strategic tools to evaluate at this stage is a Roth IRA,...
Read MoreYour Financial Goals Aren’t Reachable Without This
You need a plan. A real one. One that turns “someday” intentions into step-by-step actions you can follow at every stage of life. Many people delay planning because they don’t know where to start, feel overwhelmed by the details, or...
Read MoreSocial Security & You | Social Security Q & A
Q: What is the Cost-of-Living Adjustment (COLA) for 2026? A: According to the Social Security Administration, benefit payments for Social Security beneficiaries will increase by 2.8 percent in 2026, a welcome increase for the many...
Read MoreYour 2026 Wealth Game Plan
A new year brings a fresh opportunity to level up your financial life, and 2026 can be a year of real momentum if you approach it with clarity and intention. You’re in your prime building years and the habits you develop now can have...
Read MoreA Steady Approach to Market Movements
Market fluctuations can produce headlines that are unnerving. However, the true measure of a sound financial strategy is its ability to weather short-term volatility in support of your long-term goals. When markets become volatile,...
Read More2025 In Review
At times, 2025 felt like an extraordinary year for stock investors. From tariff uncertainty to international tensions to drama at the Fed, 2025 felt like no other year before. But in hindsight, 2025 was pretty ordinary. In fact, from...
Read MoreCollege Corner | Managing Student Debt
Managing Student Debt Student loans can be a heavy burden for those paying them. Often, student debt ends up delaying important financial milestones like buying a home or saving for retirement. The numbers can be intimidating, too;...
Read MoreIs a Roth Strategy Right for You? Let’s Take a Look.
As the year winds down, it’s a great time to revisit your retirement goals and ensure your strategy is keeping pace with new opportunities. One area worth exploring is the recent changes to Roth contributions under the SECURE Act 2.0,...
Read MoreA Retirement Strategy for Military Families
Retirement is a life milestone that requires careful strategy and budgeting. For military families, it requires even more knowledge because you need to consider the military's qualifications to take advantage of the available veteran...
Read More2026 Federal Tax Updates Announced
When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...
Read MoreGoing Digital with SSA.gov
Going Digital with SSA.gov Why It’s a Smart Move Managing your Social Security information has never been easier, thanks to the digital services available at SSA.gov. Setting up a My Social Security account provides quick and...
Read MoreChanges to 2025 Medicare Open Enrollment: What Retirees Should Know
If you’re on Medicare or soon to be, the open enrollment period each fall is one of the most important financial and Health decisions you make all year. For 2025, there are some key changes and updates that could make a difference in...
Read MoreSmall Adjustments, Big Retirement Results
When you’re in the stage of accumulating wealth, time is your greatest asset. The dollars you save and invest today have years—even decades—to grow through the power of compounding. The good news? You don’t need to overhaul your...
Read More3 Critical Words: Adjusted for Inflation
“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...
Read More3 Critical Words: Adjusted for Inflation
“Adjusted for inflation” is a phrase you may think isn’t important. But when you see it in action, you might change your mind. Let’s examine how “adjusted for inflation” has affected a couple of tax rules and their impact on Social...
Read MoreA 19-point gap that explains everything
As students head back to campus this fall, this month's chart reveals something fascinating: how we think about debt changes dramatically based on whether we're carrying it ourselves. About one-third of student loan holders ages 25 to...
Read MoreProtecting What Your Clients Have Built
I've been thinking about some of your business owner clients and the unique financial challenges they face. Many successful entrepreneurs pour everything into growing their business but struggle with personal wealth planning. I...
Read MoreLife Insurance Awareness Month: The More You Know
40% of American adults believe they need more life insurance, representing close to 100 million adults. September is Life Insurance Awareness Month, a reminder to pause and ask: If something happened to me tomorrow, would my family be...
Read MoreWeekly Market Insights | Fed Weighs Rate Move
Stocks were mixed last week despite a powerful Friday rally sparked by Federal Reserve Chair Jerome Powell, who opened the door to adjusting short-term interest rates. The Standard & Poor’s 500 Index picked up 0.27 percent while the...
Read MoreEmpowered Giving: How Donor-Advised Funds Help Women Shape the Future
Women are increasingly at the helm of both financial decisions and philanthropic movements. Whether you're building wealth, managing a household, running a business—or all three—you have the power to use your financial plan as a force for c
Read MoreNew Car Loan Interest Deduction Qualifications
If a new car is on your wish list, there’s a fresh tax break coming your way that could make that decision more financially beneficial. Beginning January 1, 2026, and available through 2028, individuals can deduct up to $10,000 per...
Read MoreStock Market Volatility
Interest rates. Inflation Fears. Political Events. International Developments. During the past year, every one of these events have influenced stock prices. So when you hear that the financial markets are reacting to the news once...
Read MoreOn the Mark: Unpacking One Big Beautiful Bill Act
The key provisions of the One Big, Beautiful Bill Act focus on tax cuts, defense and immigration spending, and cuts in Medicaid and food assistance. This special edition of On the Mark explores what is included in the bill and how it may a
Read MoreHow Do You Turn Retirement Savings into a Reliable Income Strategy?
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...
Read More“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton
Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in...
Read MoreWhat’s the Job Market Look Like for 2025 Graduates?
It’s graduation season—a time of celebration and new beginnings. For families with college seniors, this time can bring both excitement and uncertainty. While some graduates have jobs lined up, many others still are navigating job...
Read MoreIs It Smarter to Buy or Rent a Second Home?
As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches,...
Read MoreFrom College Acceptances to Affordability: Considerations for Families in the Final Stretch
April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line...
Read MoreSpring Into Financial Wellness: Actionable Steps for Financial Literacy Month
April isn’t just about filing taxes—it’s also Financial Literacy Month, a perfect opportunity to reflect on your financial habits, expand your knowledge, and take meaningful steps toward improving your financial well-being. Whether...
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